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Mortgage Loan Programs

Loan Programs for Homebuyers

Mortgage options are nearly as varied as the wants of homebuyers themselves. The expansive, diverse history represented by our team members enables us to provide the most expert partnerships for homebuyers navigating any loan type.

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refinance loan meeting

Refinance

Refinancing gives you a new mortgage to replace your original mortgage. Often the new loan provides you with a better interest rate to lower monthly payments, remove mortgage insurance or take equity out of your home, also known as “cash out refinance”.

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Conventional Home Loans

Conventional loans are the most popular type of mortgage loan. These loans work well if you have funds to contribute to a down payment or are looking to purchase or refinance a home loan without mortgage insurance. 

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working on home renovations

Home Equity Line of Credit

Considering a home renovation or other large purchase? A home equity line of credit can be a great option to finance your dream project. It's flexible so you use it as you need it, providing the freedom you need to complete your project or make a big purchase.

Our Private Bankers will guide you through every step of the process and thoroughly outline your situation.

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One-Time Close Construction Loan

With a CrossFirst Bank Construction-to-Permanent Loan, your home's financing will be approved and closed before construction begins. You will enjoy the convenience and savings of one closing, one set of closing costs, and one construction loan.

  • Initial term based on the expected construction period
  • Fixed or variable rate loan options
  • Your builder will submit periodic draw requests to you and the bank
  • Once a certificate-of-occupancy is issued, your loan converts to a permanent loan that amortizes for the balance of the term

If you're ready for a smooth process to the financing of your new construction, reach out to us today or fill out our application.

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