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Savings Accounts

Start Saving Your Way

We offer great rates and extraordinary service to help you reach your financial goals. Whether you are looking for a high interest money market account, a regular savings account or the security of a Certificate of Deposit (CD), we have a solution to meet your needs.

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CrossFirst Savings Account Options

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Personal Savings Account

This basic savings account earns interest while helping you save money.

  • No monthly service charge or minimum balance to maintain
  • No minimum deposit requirement
  • Earn interest on your funds, paid quarterly
  • Build your savings with direct deposit and automatic transfers from your checking account
  • Make up to six withdrawals per statement cycle1
  • Transfer funds any time using our robust digital banking platform, by phone, or in person2 
  • Convenient online and mobile banking with mobile check deposit3
  • Free e-statements

Are you ready to experience extraordinary? Contact the location nearest you to open an account today!

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Money Market Account

This high interest money market account offers easy access to your funds.

  • No monthly service charge with $1,000 minimum daily collected balance4
  • Market leading interest rates based on account balance5
  • Check writing privileges – make up to six withdrawals per month6
  • Transfer funds any time using our robust digital banking platform, by phone, or in person6
  • Convenient online and mobile banking with mobile check deposit7
  • Free e-statements

Are you ready to experience extraordinary? Contact the location nearest you to open an account today!

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statement of deposit

Certificate of Deposit

Earn a fixed rate of interest for the term you select with a CrossFirst Certificate of Deposit (CD).

  • Choose from a variety of terms, ranging from 3 months to 60 months
  • Open a CD with a minimum of $1,000
  • Earn interest on your funds, paid quarterly
  • Deposits are insured to the maximum allowed by FDIC

In most cases, your CD is automatically renewable. Once the term expires, you have 10 calendar days to add or change the term of the time deposit with no penalty. If you choose not to make any changes, your CD automatically renews for the same term at the current interest rate.

Are you ready to experience extraordinary? Contact the location nearest you to open an account today!

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IntraFi® Network Deposits (formerly ICS® and CDARS®)8

With IntraFi Network Deposits (formerly known as ICS and CDARS deposit products), you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship. Capitalize on the simplicity of working directly with one bank, and say goodbye to managing multiple bank relationships.

Are you ready to experience extraordinary? Contact the location nearest you to open an account today!

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1The Bank allows you to make six preauthorized transactions  such as withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per statement cycle.

2$10 will be assessed for each transaction in excess of six (6) per statement cycle.

3Some limits and mobile provider charges may apply.

4If your account balance falls below $1,000, there is a $10 monthly maintenance fee. $1,000 minimum deposit to open.

5Rates may vary depending on balance tiers.

6TThe Bank allows you to make six preauthorized transactions such as withdrawals, automatic or telephonic transfers, checks, drafts, debit card or similar transactions from your account per statement cycle. $10 will be assessed for each transaction in excess of six (6) per statement cycle.

7Some limits and mobile provider charges may apply.

8Insured Cash Sweep and CDARS are registered service marks of IntraFi Network, LLC. Limits, terms, and conditions apply.

Treasury Management
Treasury Management
Personal Digital Banking
Personal Digital Banking

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