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CrossFirst Personal Checking Accounts

CrossFirst’s Relationship Bankers can provide you with extraordinary personal service. Let us help you find the checking account that best meets your individual needs. To learn more, please contact us or call to schedule an appointment at (913) 327-1212.

To move your accounts to CrossFirst with ease, use our Switch Kit.
Download and complete the appropriate forms and our Relationship Bankers
can help you switch from your old bank to CrossFirst Bank.

CrossFirst Plus Checking
Our top-of-line checking account for those who select CrossFirst Bank for their preferred banking relationship.

Earn interest on your checking balance¹
Free ATM use anywhere in the U.S. Use any bank’s ATM! ²
Free Online Banking with unlimited Online Bill Pay
Free CrossFirst Visa Debit Card
Free CrossFirst Plus checks
Free e-statement+ with check images
Free Bank-by-Mail with e-mail confirmation
Preferred rates on personal loans, home equity loans, and lines of credit
Overdraft Protection options available³

Qualify for CrossFirst Plus Checking with an average collected balance of $5,000 or a combined relationship balance of bank deposits and/or loans of $10,000 or more. If balances fall below either requirement, there is a $15 monthly maintenance fee.

1 Rate varies based upon total checking account balance.

2 We will pay for any surcharges incurred at other bank’s ATMs within the continental U.S.

3 Your choices for overdraft protection options include transfers from a checking/savings account, a personal line of credit or a home equity line.


CrossFirst Checking
Need an additional checking account or a basic account for family members or employees? CrossFirst Checking provides upscale features for less.

No monthly service charge or minimum balance requirement
Free ATM use anywhere in the U.S. Use any bank's ATM! ²
Free Online Banking with unlimited Online Bill Pay
Free CrossFirst Visa Debit Card
Free e-statements* +
Free Bank-by-Mail with e-mail confirmation
Overdraft Protection options available³

2 We will pay for any surcharges incurred at other bank’s ATMs within the continental U.S.

3 Your choices for overdraft protection options include transfers from a checking/savings account, a personal line of credit or a home equity line.

* You may elect to receive check images with your bank statement by mail for a $5 monthly fee.

+ Click here for our Electronic Statement Disclosure Agreement

See Truth in Savings Disclosure for Personal Accounts, Deposit Agreement and Personal Accounts Fee Schedule for complete details on CrossFirst checking accounts.