Alma Bank
SAVE your money

CrossFirst Personal Savings, Money Market Accounts & CDs

CrossFirst Bank offers great rates and extraordinary service to help you reach your financial goals. Whether you are looking for the liquidity of a Personal Savings Account or the security of a Certificate of Deposit (CD), we have a solution to meet your needs. To learn more or inquire about rates, please contact us.

Use our Retirement Savings Calculator and College Funding Calculator, or other Financial Tools, to help plan your savings goals.

CrossFirst Money Market Account

This high-rate money market account offers easy access to your funds by check or online.

  • No monthly service charge with $1,000 minimum daily balance¹
  • Attractive interest rates based on your account balance
  • Make up to six withdrawals per month ²
  • Transfer funds any time by phone, online banking or in person*
  • Free Online Banking
  • Free Mobile Banking with mobile check deposit
  • Free e-statements

Open your Money Market Savings account with $1,000.

1 If your account balance falls below $1,000, there is a $10 monthly maintenance fee.

2 Federal regulation allows you to make six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. $10.00 will be assessed for each withdrawal in excess of six (6) per statement cycle.

* Some limitations apply. See Truth in Savings for Personal Accounts.

CrossFirst Regular Savings

This basic savings account earns interest while helping you save money.

  • No monthly service charge or minimum balance to maintain
  • No minimum deposit requirement
  • Earn interest on your funds, paid quarterly
  • Build your savings with direct deposit or automatic transfers from your checking account
  • Make up to six withdrawals per month
  • Transfer funds any time by phone, online banking or in person*
  • Free Online Banking
  • Free Mobile Banking with mobile check deposit
  • Free e-statements 

* Some limitations apply. See Truth in Savings for Personal Accounts.

CrossFirst Time Deposits (CDs)

Earn a fixed rate of interest for the term you select with a CrossFirst CD.

  • Choose from a variety of terms, ranging from 3 months to 60 months
  • Open with a minimum of $1,000
  • Earn interest on your funds, paid quarterly
  • Deposits are insured to the maximum allowed by FDIC


In most cases, your CD is automatically renewable. Once the term expires, you have 10 calendar days to add or change the term of the time deposit with no penalty. If you choose not to make any changes, your CD automatically renews for the same term at the current interest rate at that time.

Do you have more than $250,000 to invest? Ask about the CDARS program where investors can access multi-million dollar FDIC insurance coverage through CrossFirst Bank. With CDARS, you get One Bank, One Rate, One StatementSM for your FDIC-insured CDs.
Click here to learn more.

See Truth in Savings Disclosure for Personal Accounts, Deposit Agreement and Personal Accounts Fee Schedule for complete details on CrossFirst Personal Savings Accounts.

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